Buying a Home in Phoenix Arizona

Buying a Home in Phoenix Arizona, United States may be a little different from other states because of each state has it owns laws. Buying a home in Phoenix Arizona can be less of a hassle with the professional assistance of a real estate agent or broker.

Unlike some states, in the state of Arizona most home purchases are done with the assistance of a Realtor® instead of an attorney .

A real estate agent is licensed by the state of Arizona to represent parties in the transfer of property. Not every real estate agent is a Realtor®, because a Realtor® is a member of the National Association of Realtors®.  All Realtors® pledge to abide by the Realtors® Code of Ethics.

What kind of home or property will you like to purchase?

Type of Property

The home buying process in Phoenix involves some steps including the home search, financing, writing an offer, closing and a few others . Most home purchases are done with a loan and some by cash.

The loan process involves working with a mortgage broker or your bank. During the loan process your mortgage broker or bank will work with you to get the best suited loan for you. The process begins with a loan pre-qualification, through loan approval and then funding.

If you are looking to get  a loan or pre-approval, call or text me 480-442-0779 and I will send you a few contacts to choose from.

The buying process is the part when your agent represents you when buying a home in Phoenix. After you find a home you like, a purchase contract  signed by you is presented to the seller. The purchase contract states not only the price but the terms and conditions of your offer to purchase the home.

The seller reviews the purchase contract and agrees or comes back with different terms or price. After this part of the negotiation process, escrow is opened with an escrow company. There are a few ways to take title in the state of Arizona and your escrow officer can help with that.

You will have a length of time to do due diligence. This includes physical inspection period which is usually done by a professional inspector. You will be given a report after the inspection is done.

After all negotiations are completed, all documents are signed on the day of closing. These documents are then recorded with the recorders office and the home is yours.

Buying a home in Phoenix Arizona, may seem a bit overwhelming even if you have purchased a home before. I will walk you through the whole process whether you are buying a home to live in or for investment purposes.

Call me today on 480-442-0779 to help you with buying a home in Phoenix, Arizona, United States. If you need more information about the home buying process whether you are United States citizen or a Foreign buyer, contact me and I will send you more information.

 

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