Do you have VA benefits and would like to use a VA loan to buy a condo in Phoenix, AZ? You may not know this but not all condos in the Phoenix area can be purchased with a VA loan.

In order to use a VA loan to purchase a condo in Phoenix, the condo project or subdivision needs to be a VA approved project.

Which condos in Phoenix can I buy with a VA loan?

Below is a list of some of the available condos for sale in the city of Phoenix that will accept a VA loan today.


This list is updated real time from the Arizona Regional MLS.


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VA Home Loan Advantages

The guarantee VA provides to lenders allows them to provide you with more favorable terms, including:

  • No down payment as long as the sales price doesn’t exceed the appraised value.
  • No private mortgage insurance premium requirement.
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs may be paid by the seller.
  • The lender can’t charge you a penalty fee if you pay the loan off early.
  • VA may be able to provide you some assistance if you run into difficulty making payments.

You should also know that:

  • You don’t have to be a first-time homebuyer.
  • You can reuse the benefit.
  • VA-backed loans are assumable, as long as the person assuming the loan qualifies.

 – VA Benefits